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Showing posts with label Business. Show all posts
Showing posts with label Business. Show all posts

9 Ways on How To Identify Fake Bank Alert

 9 Ways on How To Identify Fake Bank Alert.


9 Ways on How to identify fake alert
In the digital age, distinguishing between authentic alerts and fake alerts is crucial for safeguarding personal information and maintaining online security.

This guide provides simple yet effective tips on how to identify fake alerts, empowering users to navigate the online landscape with confidence.


1. Always know your previous bank balance in your head so that you will know if it has added up.

2. Avoid relying solely on SMS for checking bank alerts, as scammers can manipulate them. Utilize your bank's mobile app for more secure and immediate alerts. SMS alerts may experience delays, but the mobile app provides real-time updates. Prioritize checking your balance through the app instead of depending solely on SMS notifications.

3. Never let customers rush you during transactions, especially if they claim to be in a hurry for a meeting. Take the necessary time to confirm your alert before allowing anyone to leave. It's crucial to prioritize accuracy and security over speed in financial transactions.

Even if they show you debit alert, don't believe it because most of them will ask for your account number and insert the pin. While the transaction is going on, they will cancel it but the bank will send them debit alert . They will take the debit alert and show you to believe

But later the bank will reverse the money to their account because it was a cancelled transaction


4. Pay attention to the message title . Some bank use "Acct" while some use "Acc". And also pay attention to the case your bank uses if it is small or capital letters. Some bank uses "ACCT, ACC or Acc and Acct . So know the case your bank uses. 

5. Link your email with your bank to receive alerts directly. Legitimate alerts from your bank will only appear in your email, ensuring that you only receive genuine notifications. If an alert doesn't show up in your email, exercise caution as it could be a fake notification.

6. For business owners, exercising caution with new clients is essential. Avoid placing immediate trust in customers, particularly when they send money. It's crucial to confirm transactions before assuming their legitimacy. This extra step helps ensure the security and reliability of your business dealings.

Most of these scammers dress nicely and they drive clean cars. You may look at their appearance and think they cannot scam you. My dear it's a lie. They have money but they still want to scam the poor 

7. When someone initiating a transfer requests your phone number, provide a number not linked to your bank. If you receive an alert on that phone, be wary, as it may indicate a fake alert. This precaution helps safeguard your financial information and ensures that only legitimate transactions are acknowledged.

8. Know how your bank mask account numbers. Some banks will mask the middle digit of your account leaving the last four digits "4563*********5674" . Some banks will mask all leaving only the last four digits "*************6743".

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9. Some banks present credit alert as "CR:NGN545,700. While some uses "CR:₦5,000. So know the methods your bank uses and also pay attention to the case if they use small letters "cr" or capital letters "CR"

In conclusion, maintaining a vigilant approach in financial transactions is paramount. Whether you're safeguarding your personal accounts or managing business dealings, the importance of verifying alerts cannot be overstated. Prioritize using secure channels such as bank mobile apps and linked emails for authentic notifications. 

For business owners, exercising caution with new clients and verifying transactions adds an extra layer of security. By incorporating these practices, individuals can navigate the digital landscape with confidence, mitigating the risks associated with potential scams and fraudulent activities.

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24 Hidden Websites And Ways To Make Money Online In 2024

24 Hidden Websites And Ways To Make Money Online In 2024



In recent years, a notable surge in the trend of generating income through online channels has become evident. The widespread accessibility of the internet has paved the way for numerous opportunities, offering individuals a diverse array of options to explore and capitalize on online earnings. While some may be in search of unconventional methods, the challenge lies in knowing where to commence.

From freelancing to delving into affiliate marketing, the avenues for online income are virtually boundless. The rise of the gig economy and online entrepreneurship has not only transformed traditional work structures but has also unlocked a multitude of possibilities for individuals to earn from the comfort of their homes. 

This article aims to shed light on some lesser-known websites that can play a pivotal role in facilitating additional online income, be it through direct transactions or indirect means.

Here are the 24 Hidden Websites to Make Money Online in 2024

As we move into 2024 and beyond, earning additional income or starting a complete online business is expected to gain more popularity. With a wide range of opportunities available, it can be challenging to identify reliable online money-making platforms.

To help you out, here is a compilation of the top secret websites for making money online.

1. Speechify.com — Transforming Text To Audio

An excellent website for content creators is Speechify.com. Speechify.com is a platform that transforms your texts into audio. It’s a great way to produce more content for your podcast, YouTube channel, or any other audio content. You can use it to convert books, articles, and documents into audio files. To get started, sign up for a free account, copy and paste the text you want to convert into audio, and https://speechify.com/will do the rest.

2. Teachable.com — Creating Online Courses

Teachable.com is a website where you can create and sell online courses. If you have expertise in a particular area, you can create an online course and sell it on Teachable.com. You can use their drag-and-drop course builder to create your course and add your content. Once your course is ready, you can set a price and start selling it. https://teachable.com/takes care of everything from payment processing to course delivery.


3. UserTesting.com — Testing Websites and Apps

UserTesting.com is a website that pays people to test websites and apps. If you sign up for UserTesting.com, you can make money by testing websites and apps and providing feedback. Each test takes about 20 minutes, and you can make up to $10 per test. If you’re looking for an easy way to make money online,https://info.usertesting.com/ is an excellent option.

4. Task Rabbit

Task Rabbit is a platform that connects people who need help with tasks to people who can complete those tasks. You can earn money by completing tasks such as cleaning, moving, and handyman services. You can set your own rates and choose the tasks you want to complete.https://www.taskrabbit.com/

5. Sweatcoin

https://sweatco.in/ is an app that pays you to exercise. The app tracks your steps and rewards you with Sweatcoins that can be redeemed for products, services, or cash. It’s a great way to stay motivated and earn some extra money while staying active.

6. Respondent

Respondent is a platform that pays users for sharing their knowledge and experience. Unlike other similar websites that pay pennies for completing tasks, https://www.respondent.io/ pays anywhere from $100 to $750 an hour for participating in studies.
Getting started is easy, just sign up using a work email on the website and personalize your skills and interests.

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7. Product Tube

Product Tube is a premium video survey app that rewards users for making short videos about everyday products. You can earn money by creating short at-home videos, recording videos at the store, or exploring new product concepts provided by the app https://producttube.com/ using augmented realities. The app claims that you can earn between $50 and $80 per hour by posting these video reviews.

8. BestMark

BestMark is a secret shopping website that you can sign up for to start earning easy money and get free food and services in the process. As a secret shopper, your job is to perform tasks and then provide details about your experience. You can earn as much as $35 per hour depending on the assignment.

9. Side Hustle Database

The Side Hustle Database is a tool that lets you sort through hundreds and eventually even thousands of different side hustles and make money opportunities by using the various filtering options provided. You can find make-money opportunities that will only have the potential to earn you over $100K per year or find fast money or even free money.


10. InboxDollars

InboxDollars is a platform that lets you earn money by completing surveys, reading emails, and playing games. You can earn cash or gift cards by completing.


11. Rumble.com

Rumble.com is a video platform that allows creators to monetize their content. It is similar to YouTube, but it offers multiple ways to earn money. Rumble has 44 million users per month, and it partners with companies like MTV, Xbox, and Yahoo to help creators earn money. If your video is approved by one of their partners, you can earn $50. You can also earn an additional $100 if your video makes it to the home page.


12. Fundrise.com

Fundrise.com is a real estate crowdfunding platform. If you want to invest in real estate but don’t have the upfront capital, Fundrise allows you to invest as little as $500. You can invest in projects like townhouse complexes and earn returns.

13. CafePress.com

CafePress.com allows you to create and sell customized merchandise. You can create designs for t-shirts, mugs, and other items, and earn money every time someone buys your product.

14. Etsy.com

Etsy.com is an online marketplace that allows you to sell handmade or vintage items. If you are skilled at crafting, this website is an excellent way to earn money.

15. Shutterstock.com

Shutterstock.com is a website that allows you to sell your photography, video, and music. If you are a creative person, this website can help you earn money from your talent.


16. Amazon KDP

Amazon KDP (Kindle Direct Publishing) is a self-publishing platform that allows authors to publish and sell their books in digital and print formats on Amazon. Publishing books on the Amazon KDP website is a free way to get your book in front of millions of readers worldwide and earn from every purchase.

 A secret way to make thousands of dollars per month on Amazon KDP is by using software that helps with the creation of top-selling books on Amazon. This software can help you research the best-selling books on Amazon KDP and recreate the selected books.https://kdp.amazon.com/

17. Idle-Empire

Idle-Empire is a simple website to make money online for free. You can earn money on this site by taking surveys, watching videos, and performing other simple tasks. Once you have earned $0.10, you may withdraw your funds in Bitcoin or other cryptocurrencies. You can also withdraw directly into your PayPal account or in form of Giftcards. It allows users from nearly all countries but those from the U.S., U.K., and Canada, among others.https://www.idle-empire.com/


18. Wealthy Affiliate

Wealthy Affiliate is a great platform to make money online for free and build sustainable streams of passive income. The platform offers comprehensive training and resources to help you create and automate a profitable online business. Whether you have prior online business knowledge or not, everything you need to turn your interests into a lucrative business will be provided for you. 
Unlike most online money-making websites, where you can only earn some extra cash at best, Wealthy Affiliate is designed to make you successful.

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19. Current Rewards

Current Rewards is one of the best websites with an app for earning money while listening to music, playing video games, and watching YouTube videos. You can earn rewards by listening to songs and engaging in other point-earning activities on the website. 
The platform allows you to either withdraw your money as gift cards or directly into your PayPal account. Depending on your device, the Current Reward website allows you to download the app from the Apple Store or Google Play store. This app has no geographical limitations, so you can use it for money-making from anywhere in the world.https://currentrewards.us/

20. MOBROG

MOBROG is a trusted online survey website to make money online for free. It is a platform that connects businesses and individuals who are looking to gain valuable insights about products, services, and trends in different industries.

 The platform offers a mobile app, which allows you to take surveys on the go. With the app, you can complete surveys anytime, anywhere, which means you can earn money even when you’re on the bus or waiting in line at the grocery store. Most surveys pay between $0.50 and $3 per survey.


21. Second to None

Second to None is a secret shopping website that lets you earn extra income by doing things like shopping and dining out. It is a website that offers mystery shopping services to various industries, such as retail, dining, hospitality, and more. As a mystery shopper, you would visit assigned locations and evaluate the customer service, cleanliness, and overall experience of the establishment.

You would then provide detailed feedback to Second to None, and they would pay you for your time and effort. While the pay for each assignment varies depending on the complexity and duration of the task, mystery shopping can be a fun way to earn some extra cash while also getting the chance to shop or dine out.

22. TranscribeMe

TranscribeMe is a website that pays you to transcribe audio files into text. The website pays up to $22 per audio hour, and you can expect to get paid via PayPal within seven days of completing a task. 

TranscribeMe is an excellent website for those who are good at typing and have good listening skills. It’s a great way to earn some extra cash in your spare time.


23. Qmee

Qmee is a website that pays you for completing surveys and searching the web. You can earn up to $1 per survey, and Qmee also gives you cashback when you shop online at participating retailers. Qmee pays you via PayPal or gift cards, and you can expect to get paid within minutes of completing a survey or cashback offer.

One unique feature of Qmee is that you can cash out at any time, with no minimum payout threshold. This means that you can access your earnings whenever you want, even if you’ve only earned a few cents. The downside to Qmee is that the pay for surveys and cashback offers can be quite low, so it may take some time to accumulate a significant amount of money. However, if you’re looking for an easy way to earn some extra cash in your spare time, Qmee is worth considering.

24. Rakuten

Rakuten (formerly known as Ebates) is a cashback website that allows you to earn money back when you shop online at participating stores. To use Rakuten, you’ll need to sign up for an account and start shopping through their website or mobile app. Once you make a purchase, you’ll earn a percentage of your total purchase back in the form of cashback.

You can then choose to receive your cashback via PayPal or check, which is paid out every three months. Rakuten works with a wide range of stores, including major retailers like Amazon, Macy’s, and Walmart, as well as smaller online stores. It’s a great way to earn a little extra money on purchases you were already planning to make.


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Top 3 Survey Creation Tools In 2022


Survey list

Top 3 Survey Creation Tools In 2022

What is survey?

survey is a list of questions aimed for extracting specific data from a particular group of people. Surveys may be conducted by phone, mail, via the internet, and also at street corners or in malls. Surveys are used to gather or gain knowledge in fields such as social research and demography.

Survey research is often used to assess thoughts, opinions and feelings. Surveys can be specific and limited, or they can have more global, widespread goals.
Surveys should be considered with all seriousness in your content strategy.

What is Online Survey?

An online survey is a structured questionnaire that your target audience completes over the internet generally through a filling out a form. Online surveys can vary in length and format. The data is stored in a database and the survey tool generally provides some level of analysis of the data in addition to review by a trained expert

Marketers can create opinion polls to collect customer insights. 
Editors can crowdsource expert tips for creating amazing content around the first-hand experience from users of your products.
 Building a funny quiz will make your story more engaging, prolong page view time, and boost article sharing.


Here are the top 3 survey creation tools you can use to collect and analyze survey data in 2022


1. Survey Monkey

SurveyMonkey is a popular survey tool that allows you to collect responses for a survey, analyze the data, and export it in PDF format for easy sharing amongst other content creators on your team.
SurveyMonkey is used to drive business forward by using the free online survey tool to capture the voices and opinions of the people who matter most to you or your company.

Survey monkey surveymonkey


2. Google Forms

Google Forms is a survey administration software included as part of the free, web-based Google Docs Editors suite offered by Google. The service also includes Google Docs, Google Sheets, Google Slides, Google Drawings, Google Sites, and Google Keep. Google Forms is only available as a web application. The app allows users to create and edit surveys online while collaborating with other users in real-time. The collected information can be automatically entered into a spreadsheet.

If you prefer a free survey solution, Google Forms are the answer. You can create a Google Form with different formats of questions, and Google will automatically create a spreadsheet to collect the answers. While there is no automatic analysis or easy PDF export of the responses, it is easy enough to copy and paste the answers out of the Google Spreadsheet into a document or download responses as .csv files.
Anyone can respond to a form even without a Google Account.

Google forms


3. Typeform 

Typeform makes collecting and sharing information comfortable and conversational. It's a web based platform you can use to create anything from surveys to apps, without needing to write a single line of code.



Typeform allows you to build quizzes with different types of questions, such as general questions, multiple-choice questions, image choice, etc. The content creation tool is user-friendly and integrates to numerous platforms where you will analyze the performance of your surveys. Additionally, it has templates for various fill-in forms, like registration, feedback, application, and so on.

Typeform is used for all kinds of interactions—from job applications, employee feedback, and creative content marketing, to organizing team events, validating product ideas, and handling customer requests.
The software is paid, but there is a free software plan to test.

Typeforms logo



Other survey tools include:
  • SurveySparrow
  • Qualtrics
  • SurveyGizmo (Now Alchemer)
  • QuestionPro
  • Zoho Survey
  • Kwik Surveys
  • Jotform
  • SurveyLegend
  • SoGoSurvey
  • etc.

Jumia Global and Shipped From Abroad - See What They Really Mean.

 

Jumia Global and Shipped From Abroad - See what they really mean.

Jumia Global and Shipped From Abroad - See what they really mean.


We are all fully aware of the ongoing jumia black friday promo which started on the 6th of November and will be ending on the 30th of November 2020.



For those that actively shop on jumia online store using the app or through their website, you must have come across some tags on different products, tags like Jumia Express, Jumia Global, Jumia Mall and Shipped From Abroad, etc.

These different tags have different attributes to the products it is attached to. For instance, any product that carries Jumia Express, it means that product it means that product is already available in Jumia warehouse and once it gets ordered, it will be delivered faster.

For the cause of this post, I'll be talking mainly on Jumia Global and Shipped from abroad tags.

Jumia Global and Shipped From Abroad - See what they really mean.



Before I proceed, I want to bring to your notice that Jumia Global and Shipped from abroad are the same thing. They give the same attributes to the products they are attached with. They have no descrepancies.

What Does Jumia Global Means?

When you see a product on jumia online store and it's written Jumia Global or Shipped from abroad, here is what it means.

1. As the name implies "shipped from abroad", the item(s) is/are not currently available in Nigeria and can only be gotten once it's being ordered by anyone.

2. Jumia Global items are usually very cheap because they are from abroad, but the thing is that they have high shipping fee which is a collection of international custom fee and normal delivery fee, as seen in the image below.
Jumia Global and Shipped From Abroad - See what they really mean.



3. They are not available for pay on delivery or cash on delivery i.e before you can order them successfully, you must surely pay online with your debit card or PayPal.

4. The delivery timeline for these items usually takes 3 weeks minimum and 5 weeks maximum. this means that when u place the order, you need to wait for like a month for it to arrive.

5. The items can be returned if found defective on arrival. This is a very interesting and important part when ordering shipped from abroad items. After paying online and waited for weeks for your item to arrive, and when it gets delivered, you found out that a wrong item was delivered or the item delivered are defective, you can easily request for a return as long as the item has not stayed with you for more than 7 days after delivery. To return the item, simply contact Jumia customer care on phone or send them a mail, or if you ordered your item through a Jumia agent, you can report to him and he/she will request for a return on your behalf which is faster and you will get your money back once the return has successfully been initiated. You can contact me on 08100418355, I'm a Jumia Agent (captain)



That's all about jumia global and shipped from abroad/overseas items. Incase you still have questions to ask concerning this post, u can make use of the comment.
#jumiablackfriday
#jumiaagent
#jumiablackfriday2020

Xiaomi Beats Apple To Become The 3rd Biggest Smartphone In The World

Xiaomi Beats Apple To Become The 3rd Biggest Smartphone In The World

Xiaomi Beats Apple To Become The 3rd Biggest Smartphone In The World


The worldwide smartphone market showed signs of improvement in the third quarter of 2020 (3Q20) with shipments declining just 1.3% year over year, according to preliminary data from the International Data Corporation (IDC) Worldwide Quarterly Mobile Phone Tracker. In total, 353.6 million smartphones were shipped during 3Q20 and while the market declined, the results were stronger than IDC's previous forecast of a 9% year-over-year decline. This is largely attributed to the re-opening of economies around the globe as COVID-19 restrictions were gradually relaxed.

An important trend on the road to market recovery is a faster than expected rebound in some key emerging markets. India, which is the second largest market globally, witnessed very strong volumes during the quarter despite further concerns around the COVID pandemic. Other emerging markets, such as Brazil, Indonesia, and Russia, which rank fourth, fifth, and sixth in the world, also experienced strong growth.

"Although there was an element of pent-up demand that fueled market growth, it was mainly the array of heavy promotions and discounts that accelerated growth in these markets," said Nabila Popal, research director with IDC's Worldwide Mobile Device Trackers. "In India, distance learning has actually boosted the demand for low-end smartphones as they are a more affordable option compared to tablets. The increased low-end demand only further increases competition and adds pressure to the vendors' bottom line."

Xiaomi Beats Apple To Become The 3rd Biggest Smartphone In The World

Xiaomi Beats Apple To Become The 3rd Biggest Smartphone In The World


Larger, more developed markets like China, Western Europe, and North America all witnessed the largest declines in 3Q20. Given these are the largest markets for Apple, the month delay in the iPhone 12 launch contributed to the decline. However, across many of these markets 5G promotions are starting to heat up and a full array of products is quickly becoming available to consumers at all price points.

"While some of the topline numbers may not seem pretty, we are seeing a lot of improvement in the smartphone market both in terms of supply chains and consumer demand," said Ryan Reith, program vice president with IDC's Worldwide Mobile Device Trackers. "In the large developed markets, it is very clear that 5G will be positioned to most consumers as their next phone regardless of which brand or price point they are focused on. Marketing has ramped up significantly. Products are widely available. Promotions are happening. And it's clear that the top sales initiative in these markets is to push 5G. Having said this, we still believe consumer demand for 5G is minimal at best, which only adds to the price pressure on channels and OEMs."

Smartphone Company Highlights

Samsung reclaimed the top position in 3Q20 with a market share of 22.7% after shipping 80.4 million smartphones, up 2.9% year over year. In India, the largest market for Samsung and accounting for 15% of total volume, the brand significantly improved its position with close to 40% growth year over year thanks to its strong performance in the under $250 price segment and the online channel where its M series models did quite well. In the U.S., Samsung's second largest market, momentum was strong for the A series with good performances from the Note 20 and Note 20 Ultra as well, which contributed to almost 20% of total volume in 3Q20.

Huawei lost the top spot and settled into the second position in 3Q20 with 51.9 million smartphones shipped and 14.7% share. The vendor suffered a large drop – down 22% year over year – with continued declines in international markets and a drop of more than 15% in China. The company continues to face challenges due to the ever increasing impact of the U.S. sanctions, which are taking a toll on its performance even in China as the brand is trying to pace out its shipments over a longer period.

Xiaomi shipped 46.5 million devices to grab the number 3 position globally, beating Apple for the first time with 13.1% share and 42.0% growth. This is due to strong gains in India and a continued strong presence in China, which accounted for 53% of the company's volume in 3Q20. In India, Xiaomi's production capacity recovered to nearly 85% of its pre-pandemic level, which helped it cater to strong demand. Xiaomi's low-end portfolio, particularly the Redmi 9 Series, did well in both India and China. Xiaomi also launched the mid-range Redmi K30 Ultra and high-end MI 10 Ultra in China, which further captured consumers' attention.

Xiaomi grew 75% QoQ to grab 13% share for the quarter. Notably, this was also the first time when Xiaomi surpassed Apple to capture the third spot. Research Analyst Abhilash Kumar said, “Xiaomi reached its highest-ever shipments at 46.2 million units in Q3 2020. In China, Xiaomi’s struggle for growth ended and shipments were up 28% YoY and 35% QoQ. This impressive show by Xiaomi in China was driven by a series of campaigns and promotions during the brand’s decennial celebrations in August. Also, in new markets like LATAM, Europe and the MEA, Xiaomi’s share expanded rapidly at the expense of Huawei amid US-China trade sanctions. The brand is also performing well in Southeast Asian markets like Indonesia, Philippines and Vietnam.”

Xiaomi


Apple shipped 41.6 million iPhones in 3Q20, down 10.6% year over year, which placed the company in fourth for the first time with 11.8% share. This drop was expected and is mainly due to the delay in the launch of the new iPhone 12 series, which is usually in the third quarter. Regardless, the iPhone 11 series did exceptionally well, contributing the majority of Apple's volume, followed by the SE device. Looking ahead, we expect Apple to grow in coming quarters with strong early demand for iPhone 12 paired with robust trade-in offers across major carriers, especially in the U.S.

vivo returned to the Top 5 this quarter with 31.5 million units shipped for 4.2% year-over-year growth and 8.9% market share. Although the company is trying to grow its presence in other markets, India delivered massive growth of nearly 30% year over year in its low-end models under $200. In China, the brand enhanced the market positions of its S, iQOO, and X series phones that helped continue its strong presence there.

Source: IDC

How To Easily Receive Money From UK Into Your Wema Bank Account

 How To Easily Receive Money From UK Into Your Wema Bank Account

How To Easily Receive Money From UK Into Your Wema Bank Account

Great News for Wema bank users as Wema Bank partners with Oya Money Transfer to make remittances from the UK.
The process is faster, easier and safer for Wema bank  customers.

With Oya app, you can now receive money securely from the UK into your Wema Bank account within minutes. Is this not wonderful?  Below is the procedure on how to use the Oya money.

Procedures
Sending money with Oya is easy. Your sender needs to download the Oya mobile app and sign up for free. The sign up process takes less than 5 minutes. Oya will keep them updated about their transfer every step of the way.

 The 1st two transfers with Oya are fee free.

Inform your family, friends and business partners in the UK about Oya. Let them know they can now easily transfer funds to you within minutes. 
Ask them to search for Oya' in the App Store if their choice.
Oya is available only in the UK for both iOS and Android devices.